Bless their hearts, a big part of a debt collector’s job is to harass a debtor relentlessly until they’ve been paid off. However, unbeknownst to most consumers, there is a federal law — the Fair Debt Collection Practices Act — with strict rules that limit debt collectors’ behavior. Every time debt collectors break one of these rules, there’s a civil penalty of $1,000, and they can ultimately be responsible for paying your legal fees.

Sometimes, we can even get the debt collector to discharge some or all of your outstanding debt as part of the settlement.

Sometimes, we can get them to notify credit reporting agencies that their mistakes or misdeeds should not have impacted your credit.

If you think a debt collector is harassing you or has used unethical means to contact you, please call or email us for a free consultation so we can determine if your situation is covered by the FDCPA.